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Financing Tools

Fairmount Financial is the simple way to obtain working capital. Within a few hours we can tailor a Business Loan or Business Advance for almost any client.

business loans

Business Loans

The traditional banking industry has made it almost impossible for small businesses to obtain working capital. Understanding this need, Fairmount Financial has taken an entirely new approach to qualify our clients. We focus on sales and a business’s health rather than credit scores. Our team uses the latest analytics to evaluate the strength of our client’s business and customize a loan that fits their personal needs. Our clients determine the length of the loan from 4 to 36 months. Based on this timing a fixed daily payment is calculated. This fixed payment made Monday through Friday using an automatic debit system.

Highlights:
$10,000 to $500,000 Loans
4 to 60 Month Terms
Fixed Payments
Flexible Refinancing Options

Requirements:

  • 8 Months in Business
  • Average Bank Ledger over $1,000 
  • At least $10,000 Per Month Gross Sales

 business advance

Business Advance

The most flexible and fast approach to financing can be the Business Advance. Fairmount Financial can advance up to $25,000 within 24 hours of the first phone call. Once our staff specialist reviews and determines the amount of capital available, the client will determine the length of repayment from 4 to 24 months. Based on this timing, a set percentage (%) of daily credit card sales will be automatically deducted from the business bank account using an ACH direct debit. No need to change credit card processors, No set payments, No early termination fees, and No personal guarantees needed.

Highlights:
$6,000 to $250,000 Advances
4 to 24 Month Terms
No Fixed Payments
No Personal Guarantees

Requirements:

  • 4 Months in Business 
  • Must Process Visa & Master Card
  • At least $10,000 Per Month Gross Sales