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Have a question? You're not alone! For your convenience we've compiled the most frequently asked questions below. 
If you don't see your question here then please feel free to contact us. 


Q. Are there restrictions on the intended use of this loan or advance?


Use our capital at your discrection. There are NO restrictions on use of capital. 

Q. What kind of businesses qualify?


Fairmount Financial can work with almost any industry. If you can provide 4 months of financials we can use our propietary analytics to evaluate and fund your business. 

Q. Does my credit history matter?


We focus on revenue rather than credit scores. Our team will evaluate the strength of your business and build a loan program to fit.

Q. How much capital can I get?


Fairmount Financial will fund up to $550,000 per location.

Q. How soon can my business be funded?


Same day funding is available.

Q. What is the interest rate or cost of capital?


Both our business advances and business loans are priced on a flat fee basis. This means no interest payments to calculate. Rather the length of repayment determines the cost of financing.

Q. Will I qualify?


If you can provide 4 months of business financials and your business is generating over $10,000 per month in revenue, Fairmount Financial can customize a financial tool for you.

Q. Do I need to change my credit card processor?



Q. Is a business loan or business advance the right tool for me?


A business loan has a fixed daily payment and is easy to calculate and manage. Business loans can also provide longer terms, up to 36 months. On the other hand, a business advance is based on daily sales. There are NO set payments and NO set terms. Only a small percentage of sales is taken daily to payback the advance. This means your payment fluctuates as your sales do.